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A 1,000 EUR transfer to USD can cost as little as 4 EUR with Wise, compared to 28 EUR with a typical bank. We also store BIC (Bank Identifier Code) information, which helps identify banks and branches for international transactions. Each code identifies a specific bank and branch, enabling accurate routing of payments across the Australian banking network. Australia does not currently use IBAN codes for international transfers, as adopting them would require significant changes to banking databases and systems. A banking institution needs its own BSB code (or an intermediary code) to access cheque clearance systems.
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